HOW IT WORKS
Step 1: Initial Credit Report and Consultation
Thank you for considering our credit repair services. To begin, we invite you to contact us at 877-447-2073 for a consultation. During this call, we will introduce you to our services and processes, and discuss your financial goals and aspirations. We will also explain how we can assist you in achieving these goals through our credit repair services.
After the consultation, please visit our website and complete the Sign-Up page with the required information. It is also necessary to order an official copy of your credit report, which can be obtained from reputable credit monitoring services. Once you provide us with your login information, we will import all negative items into our database and estimate the time required to reach your credit score goals. Upon completion of the sign-up process, you will receive a Welcome Kit by mail. Please fill out all documents and return them signed to us.
Step 2: We Go to Work
Once we receive your signed documents, we will begin the credit repair process. Our team will use our vast knowledge of credit report repair strategies to challenge questionable items directly with the credit bureaus. Depending on the number of questionable items on your credit reports, this process may be repeated for each subsequent cycle. As we dispute these items, you will receive updated reports from the credit bureaus, and changes will be evident as your credit score begins to increase.
Step 3: We Produce Results
By law, credit bureaus have 30 days to investigate each submitted dispute. After this period, they must inform you of their results and findings by sending you an updated report via mail. From the information provided, your account will be updated, and we will document all changes in bi-weekly and monthly emails to you.
In many cases, it may be necessary to repeat this four-step cycle multiple times until all questionable items have been removed or fewer questionable items appear on your credit report. At each new cycle, we will continue to work diligently to produce results and ensure that you achieve your credit score goals.
We understand that credit repair can seem daunting, but we are here to support you every step of the way. Our team is dedicated to helping you achieve financial success, and we are confident that our services will provide the results you need. Thank you for considering us as your partner in credit repair.
POSSIBLE TO REMOVE
- Late Payments
- Collections
- Charge Offs
- Bankruptcies
- Judgments
- Tax Liens
- Repossessions
- Inquires
- Identity Theft
- Fraud
- Incorrect
- Foreclosures
- Garnishments
- Closed Accounts
- Negative Settlements
PRICING
Pricing (Post Consultation)
Our Standard Plan offers full comprehensive services to complete the process of restoring client’s credit reports. The number of derogatory accounts on a report can have a definite affect on the length of time services are required.
The Power Move
“The Standard” Plan
Sign-on Fee – $ 499.00
(Post Consultation)
Monthly Fee – $ 125.00
Subscription Policy
All Plans offered are subscription-based, therefore, clients must place bank cards or credit cards on file, to be utilized for monthly automated charging.
REFUND POLICY
In the event that the client elects to cancel service within 5 days of establishing a service agreement with us, the request to cancel will be honored without any charge or conditions applied. However, once payment for services is rendered, clients are allowed 3 days to secure the cancellation of services and receive full refund. Once this three day grace period is exhausted, no refunds shall be granted.
Clients are able to cancel and suspend our credit repair services at any time by completing any of the following:
- Verbal request by phone
- Signing and mailing a Cancelation notice
- Rendering a written request
In general, fees are charged upon rendering of services. Therefore, clients should expect to pay the final fee after you decide to cancel the services: note that generally, and in most cases, fees are not refundable. We consider services rendered as part of our contract agreement and after we mail documents to the client.
CREDIT FACTS
There are five factors in determining your credit score:
- Payment History
- Amounts Owed
- Length of Credit History
- Taking on More Debt
- Types of Credit in Use
Why credit matters
Your credit score has a wide-reaching impact on your access to financing, the rates you receive for insurance services, your ability to purchase a car or home, and your ability to invest or pursue entrepreneurship.
A high credit score yields lower rates and allows for faster and easier loan approval. It can also save you significant amounts of money depending on upfront payment requirements and the life of the loan. Some types of employers even screen potential candidates for their credit scores.
A low credit score will negatively impact your ability to receive financing and can prevent you from being able to open a business, pursue financing in the future or receive favorable insurance rates. It can also impact your employment opportunities and can negatively affect your personal life and relationships.
Improving your credit score can create new opportunities for you and enable you to better navigate yourself towards financial freedom.
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